Personal Finance

Personal Finance

Whether you are looking for a new mortgage, comparing credit cards or you are planning your retirement looking for a suitable pension it all takes time.

We are trying to create a helpful resource for all your personal finance needs. We hope you find our guides and comparison tool helpful, informative and useful.

Debt Management

Debt Management

Are you struggling to cope with your debts? If you have debts of £5000 or more we have debt management plans that can help you.

Life Insurance

Life Insurance

Whilst not something you want to think about, life insurance will protect your loved ones in the event of something happening to you.

Annuities

Annuities

Annuities are all about having a plan for the future; by saving and investing appropriately for a more secure retirement.

Secured Loans

Secured Loans

A secured loan is taken out against an asset; usually a house. It’s perfect for taking a larger loan as lenders feel more secure.

Looking for some help or advice?

Secured Loans Buying Guide

Unless you are very blessed, you will at some point in your life have to take out a loan. You may need to buy a new car, update your kitchen, take a much needed holiday or purchase some property.

To the average consumer every loan might seem the same, but there are many different kinds of loans on the market. The aim of this short guide is to explain what a secured loan is and what the difference is between it and an unsecured loan. Read the full guide >>

Pensions Buying Guide

Pensions aren't only about having a plan or savings for the future; they also can be considered a pay rise! When you start a pension the Government will top it up for you and if you are in full time employment, your employer may HAVE to contribute money towards your pension as well.

A pension quite simply is a pot of cash that you, the Government or your employer pay into. The taxman will not touch it and by contributing to it whilst working it ensures a much more secure future and retirement. Read the full guide >>

Retirement Annuities Buying Guide

Simply waiting for retirement age and then drawing down your pension is not the most effective way of creating a retirement income for yourself. By purchasing an annuity you can turn all the pension savings you have accrued into an income that will last the rest of your life.

It has been found that by buying annuities you can improve your retirement income by up to 40%. You can ensure you have a guaranteed monthly income that is in line with your standard of living for your retirement. Read the full guide >>